Refund Policy

ALL SALES ARE FINAL once your order has been placed or the date enrolled!

Due to the nature of the services we provide, all sales are final and refundable on a case by case basis.

  1. You must maintain an active credit monitoring program, provide login details and should not change login details for the duration of our work. If you do not provide the following services will be terminated and no refund will be granted. *for primary/au tradelines only and act of GOD (death) consideration will be made on a case by case basis*
  2. You have 2 weeks after the posting date, if your tradeline does not post. We will re-post a new tradeline and update you with the details. If the second tradeline does not post you are eligible for a 50% refund of your initial payment or we can re-post another tradeline of equal or lesser value from the available inventory.
  3. We with all do respect we try to post tradelines on all three major credit bureaus. Since we are not a credit bureau but submit to all three (Experian, Transunion, Equifax) we can only guarantee that your tradeline will post to at least one credit bureau. On average we post to at least two of the three. If a tradeline does not post then we try to re-post or issue another tradeline

If you have any questions regarding our terms of use or refund policy please call or email Ficopump.com before placing your order. By placing your order and submitting your information you are entering into a binding purchase contract. This has been done to protect the integrity of our services.

I understand that FICO Pump will be my consultant for services and give full authorization to Ficopump.com to charge me in full for any and all products and services purchased from Ficopump.com. I understand that any and all products purchased from this site do not have any guarantee. I understand that all sales are final and refunds are 50% only after 2 attempts to add tradelines.

If you do not agree with these terms and our Refund policy please leave our site.

Warranty Disclaimer

This site and the digital goods on this site are provided “as is” and without warranties of any kind, whether express or implied. To the fullest extent permissible pursuant to applicable law, Ficopump.com disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose and non-infringement. Ficopump.com does not represent or warrant that the functions contained in the site will be uninterrupted or error-free, that the defects will be corrected, or that this site or the server that makes the site available are free of viruses or other harmful components. Ficopump.com does not make any warrantees or representations regarding the use of the materials in this site in terms of their correctness, accuracy, adequacy, usefulness, timeliness, reliability or otherwise. By purchasing a database on our site you understand that all fields may not be present on certain databases. Some states do not permit limitations or exclusions on warranties, so the above limitations may not apply to you.

Limitation of Liability

Ficopump.com shall not be liable for any special or consequential damages that result from the use of, or the inability to use, the materials on this site or the performance of the products, even if Ficopump.com has been advised of the possibility of such damages. Applicable law may not allow the limitation of exclusion of liability or incidental or consequential damages, so the above limitation or exclusion may not apply to you.

*Special Address Instructions:
You must maintain and give us access to your credit monitoring program.
1-2 weeks after the statement date for the tradeline you have purchased you will need to add it to your credit report.

You will do this in your Credit Check Total or Freecreditreport.com account. Once you have logged into your account you will need to change your address in the settings to reflect the provided address information and request a new report.

If you do not provide us have a credit monitoring service you will need to perform a hard pull of your credit report using the provided address.

If you have questions please email info@ficopump.com