Primary/AU Tradelines

Primary/AU Tradelines are a well-known secret and can boost your credit score fast. Often times within 30-60 days and can help qualify for credit cards, loans, automobiles, etc. Today Primary/AU Tradelines are the fastest way to boost your credit score.

Main Two Types of Tradelines

Primary Tradelines

Primary tradelines are accounts that are under your name or you’re a cosigner. With primary tradelines, you’re responsible for all debts basically because you’re the Primary Account Holder.

Authorized User Tradelines (AU)

With authorized user tradelines you’re basically an authorized user under the ”Primary Account” that belongs to someone else. Now with authorized user tradelines, you’re not financial responsibility on this account, even if it is clear that the charges were made by you.The history of the account is reported to the credit bureaus, so if you and the Primary Account Holder pay the bills on time and use less than 30% of is balance it will boost your personal credit score.

More you need to know

A tradeline is simply an account on your credit report. Every account, whether it is good or bad is called a tradeline or trade reference. A good example is when you open up a credit card, soon after you start using it, it will show up on your credit report. The ideal tradelines accounts to have on your credit report have a low balance of 15% or less.

Boosting your credit score with Tradelines

Adding a tradeline to your credit profile will transfer the history to you. Shortly after adding tradelines to your profile you will notice them on your credit report and it will show up like it’s there from the day this account was opened.

Fico Pump and our clients love to use tradelines because they can boost a score fast and get you the score you need in 30-60 days


Experian: Entry by a credit grantor to a customer’s credit history continued by a credit reporting agency. A trade line defines the consumer’s account status and activity. Tradeline info comprises names of businesses where the applicant has financial records, dates accounts were opened, credit limits, types of accounts, balances owed and payment histories.” Equifax: “concisely defines trade lines as “A credit industry term for an account recorded on a credit report.