How to Get a “Black Card” – American Express

The Black Card is an invite-only charge card, formally known as the Centurion, has been used to proclaim status, both in spending and in credit-worthiness. But what is a Black Card? And what does it take to get an invite to this “members-only” club?

It’s an elite card used most often by celebrities and the ultra-rich, with the card itself being made of anodized titanium. While the information isn’t as readily available as the terms for more common cards, there are some rather strict requirements to be aware of.

The typical card user won’t be using their card in a way that meets Black Card requirements because most people don’t spend that much.

In addition to the high spending thresholds needed to be invited and maintain your status, there is a cost to join, as well. Annual membership fees are currently $7,500 for initiation. (This is on top of the $2,500 annual fee per card!) That means the perks you use most likely be highly valued enough to make it worth the cost.While it’s rumored that only Platinum Amex members would have the credit lines available to push spending to the limits of qualifying, the required $250,000 a year in purchases and payoffs can likely come from any qualifying card. No matter what card you use, however, it’s obvious that you need the income to both buy and repay a massive amount of goods and services to be Black Card material.

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