Credit Scores Explained

Credit Scores Explained

What is a Credit Score? A credit score is a number generated by a mathematical formula that is meant to predict ccreditworthiness Credit scores range from 300-850. The higher your score is, the more likely you are to get a loan. The lower your score is, the less likely you […]

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Most Americans Have Bad Credit, Study Finds

Most Americans Have Bad Credit, Study Finds

In 2017 Most Americans Have Bad Credit Let’s face it Most Americans Have Bad Credit. There are a lot of headlines that talk about the improving economy and record-low mortgage rates but the bottom line is, most consumers aren’t in a position to benefit from these record low rates. Studies […]

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Credit Score Improvement Tip Sept 2017

Credit Score Improvement Tip Sept 2017

CREDIT SCORE TIP Ask for an increased credit limit Once you start paying off debt and lowering your overall credit to debt ratio (credit utilization), it will be easier to ask for and receive a credit limit increase. You may even find that your lenders raise your credit limit automatically […]

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Home Loan Requirements In 2017

Home Loan Requirements In 2017

Home Loan Requirements in 2017 require doing your homework and finding out how to qualify for a mortgage. This can help you avoid many of the mistakes made by first-time home buyers. Here are several tips on how to qualify for a home loan that every home buyer should know before applying. […]

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Equifax Data Breach Exposes 143 Million

Equifax Data Breach Exposes 143 Million

By now you may have heard the news. Equifax, one of the largest credit reporting agencies in North America, experienced a data breach that could potentially affect more than 143 million Americans. We encourage you to take action to protect yourself right now. A data breach of your personal information […]

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Best Credit Monitoring Service To Use With FICO Pump

Best Credit Monitoring Service To Use With FICO Pump

Before you begin services Step #1: Sign up for credit monitoring; we recommend Procredit. Get Your Free Credit Scores with your monthly membership from All 3 Bureaus. Monthly Membership is just $29.95 after $1 trial until canceled. To cancel, Just call (855) 512-8255. ProCredit benefits for the consumer: Download credit report in 2 clicks as HTML or PDF 3 Bureau […]

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