Buying A Car With Bad Credit Tips Keep in mind that you can get a great deal with any score. Experts say that buyers need to take control of the auto deal to get the car they want at a price and interest rate they can afford. Here are some […]
Credit Scores
Most Americans Have Bad Credit, Study Finds
In 2017 Most Americans Have Bad Credit Let’s face it Most Americans Have Bad Credit. There are a lot of headlines that talk about the improving economy and record-low mortgage rates but the bottom line is, most consumers aren’t in a position to benefit from these record low rates. Studies […]
Credit Score Improvement Tip Sept 2017
CREDIT SCORE TIP Ask for an increased credit limit Once you start paying off debt and lowering your overall credit to debt ratio (credit utilization), it will be easier to ask for and receive a credit limit increase. You may even find that your lenders raise your credit limit automatically […]
VantageScore These Are Free Score Providers
A large number of websites have started using the VantageScore credit model and offering VantageScore credit scores for free. Each site is unique, combines credit score reporting, with a variety of other services for monitoring and managing personal credit. Click the links below for more detail on each company. Credit.com provides scores from Experian. They […]
Debt-To-Income (DTI)?
Your FICO credit score is made up of five main components and each one carries a specific amount of weight within the total score. How you’ve dealt with debt and made payments in the past accounts for 35% of your score. The number and amount of new credit accounts you’ve […]
Credit Can Make a Women More Attractive
What It Tells You A person’s credit score gives clues to factors such as outstanding debt, what their payment history looks like and new lines of credit. A low credit score might show that they don’t take their credit seriously, they don’t make enough to cover all of the credit […]
Fair Isaac Corporation
Fair Isaac Corporation or FICO which is the largest and best known of several companies that provide software for calculating a person’s credit score. Fair Isaac Corporation is not a credit bureau and delivers what’s called FICO score. A FICO score is a credit score developed by FICO, a company […]
