. For many consumers, buying a house is a major financial and life milestone. However, student loan debt is preventing some millennials from making home purchases. According to a Student Loan Hero survey, 41 percent of college-educated Americans with student loans have postponed buying a home because of their debt. Having […]
What is a Credit Score? A credit score is a number generated by a mathematical formula that is meant to predict ccreditworthiness Credit scores range from 300-850. The higher your score is, the more likely you are to get a loan. The lower your score is, the less likely you […]
The Black Card is an invite-only charge card, formally known as the Centurion, has been used to proclaim status, both in spending and in credit-worthiness. But what is a Black Card? And what does it take to get an invite to this “members-only” club? It’s an elite card used most often […]
Communication With Your Lender Is Key It is a good idea to talk to your lender first if you are having trouble making your payments because you may be able to work something out (like a temporary lower interest rate or tacking overdue payments onto the end of the loan repayment […]
You’ve probably heard about the Yahoo!® data breach which affects over 500 million accounts. Yahoo noted that stolen information may include names, emails, security questions, phone numbers, and dates of birth. As breach incidents are becoming increasingly commonplace, it’s important that we all remain vigilant in protecting our personal information. […]
Below is a chart suggesting the smartest payment options (#cash, #debit, #credit) to use in common situations — and mindsets. These aren’t set-in-stone rules, and what works for you might not work for someone else. For that matter, what works for you today might not work for you tomorrow. More […]
